Most start with $5. Then over time would escalate from that, or drop, depending on how unreliable you are. So many people think i would just hand them $100 and not think twice to pay it back. So I lie about how much i have; in one way or another. Im not just going to hand over cash to some douche who orders it rather than ask. Either way, you arent getting it.
The reason i start with 5 and work from there is because its an amount small enough to not really care if i get back, but if i do, its awesome. then i can trust them with a little more next time. When i dont get it back, ill remember. And the time it takes to get it back (if ever) takes a toll too. Some people i would only loan them 50 cents. Some are less than that. But others, i would trust with a credit card, check book, wad of 100's and my child.
Your thoughts are interesting Micah. I made a rule to myself not to loan money to anyone. If someone asks me for money and I have it, I just "give" it to them with no expectation of them paying it back and I make sure I tell them not to worry about paying it back. I do this for a couple of reasons. One, from my past experiences,, loaning money has been a friendship ender. For some reason when people can't pay me back, they avoid me. I value our friendship more than money, even if they don't, and I would rather have their company than my money. Two, I don't have high expectations for friends anymore because I have painfully learned that they cannot meet my expectations as I tend to expect people to treat me the way I treat them. That has been a sad reality but I don't let that hinder me from developing friendships with people who are flawed. I'm flawed, but my technique has saved me a lot of stress and a couple of friendships. Note: when someone does pay me back without my asking, they put a special mark in my heart for them!
ReplyDeleteIf only their were a "Like" button. :)
ReplyDeleteI agree with the both of you. Money causes more trouble than it's worth.
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